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does credit ninja do a hard pull

How Credit Ninja Handles Credit Checks: The Truth About Hard Pulls and Your Score

does credit ninja do a hard pull


Are you currently in need of a loan but worried about the impact on your credit score? Look no further, as credit ninja is here to save the day. With their innovative approach to lending and commitment to customer satisfaction, credit ninja is the perfect solution for those searching for a loan without a hard credit check. In this article, we will explore the benefits of using credit ninja and why you should choose them for your lending needs. Let's dive in!

Features: A Revolutionary Lending Platform

Credit ninja is not your average lending platform; in fact, it's far from it. Unlike traditional lenders, credit ninja does not perform a hard pull on your credit score, which can often damage your credit score. Instead, they use a soft credit check, which does not impact your credit score but still allows them to evaluate your creditworthiness. This makes credit ninja the ideal choice for those worried about their credit score or those who are looking to improve it.

Moreover, the loan application process with credit ninja is quick and straightforward. With their user-friendly platform, you can easily access your loan application, check your loan status, and receive funds within one business day. Say goodbye to long waiting times and tedious paperwork, credit ninja makes the loan process quick and stress-free.

Benefits: Why You Should Choose Credit Ninja

1. No Hard Credit Pull: As mentioned earlier, credit ninja does not perform a hard inquiry on your credit score, meaning that your credit score will not be impacted. This is a huge advantage for those who are trying to maintain or improve their credit score.

2. Secure and Transparent: When it comes to handling personal and financial information, security is a top priority. Credit ninja has implemented the latest security measures to ensure that your data is safe and protected. Additionally, their transparent approach to lending means that you will never encounter hidden fees or surprise charges.

3. Fast Approval and Funding: Time is of the essence, especially when you need funds urgently. With credit ninja, you can get approved and receive funds within one business day, making them the perfect choice for emergencies.

How to Use Credit Ninja:

Using credit ninja is very simple and straightforward. To apply for a loan, all you need to do is visit their website and fill out the online application form. You will be asked to provide some basic personal and financial information, and credit ninja will use this information to evaluate your loan request. Once approved, you will receive your funds in your bank account within one business day.

Customer Testimonials: What Others Are Saying About Credit Ninja

Don't just take our word for it, here's what some of credit ninja's satisfied customers have to say:

- "I needed a loan urgently, but I was hesitant to apply because I didn't want a hard inquiry on my credit score. But credit ninja saved the day! Their soft credit check process allowed me to get the funds I needed without damaging my credit score."

- "I've had a great experience with credit ninja. The loan application was easy, and I received my funds the next day. Plus, their customer service team was very helpful and answered all my questions."

How to Purchase: Get Started with Credit Ninja Today

Ready to take advantage of all the benefits that credit ninja has to offer? It's time to take the next step and make your purchase. Visit their website now to start your loan application and receive your funds within one business day. Don't miss out on this opportunity, apply now and experience the convenience of credit ninja for yourself!


So, does credit ninja do a hard pull? The answer is no. With their innovative approach to lending, fast approval and funding, and commitment to customer satisfaction, credit ninja is the perfect choice for anyone in need of a loan without a hard credit check. Say goodbye to worrying about your credit score, and say hello to credit ninja. Don't wait any longer, apply now and take control of your financial future.



People also ask

The process has been simplified so you can order the report online. These checks are considered soft, and they do not affect your credit score. This is why many applicants use them to get prepared for any loan, apartment, or job applications.

Their credit check will not affect your score because it's a pre-approved offer and not a specific application from you. Also, certain companies can see all the hard credit inquiries on your report but not the soft inquiries, so you can basically have as many as you want.

We are a top-of-the-line lender that offers online personal installment loans for borrowers with lower-than-average credit scores. So you may still be approved even with a poor borrowing history. That's because we base our decisions on more than just your credit history, like your income and overall ability to repay.

While a hard inquiry does impact your credit scores, it typically only causes them to drop by about five points, according to credit-scoring company FICO®. And if you have a good credit history, the impact may be even less.

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